Kasasa^® Checking

¹APY=Annual Percentage Yield. APYs accurate as of 05/01/2025. Rates may change after account is opened. Minimum to open is $5 for Kasasa Cash and $5 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.50%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 1.50%-0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.

²APY=Annual Percentage Yield. APYs accurate as of 05/01/2025. Rates may change after account is opened. Minimum to open is $5 for Kasasa Cash Back and $5 for Kasasa Saver. When monthly qualifications are met, you will receive 2.0% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN.

³“Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards or interest earned in Kasasa Cash will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back or Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Cash Back or Kasasa Cash, all balances in the Kasasa Saver earn 0.05% APY. Annual Percentage Yield (APY) stated above are accurate as of 05/01/2025. Rates may change after account is opened. Limit one account per SSN.

⁴APY=Annual Percentage Yield. APYs accurate as of 09/01/2025.  Minimum to open is $5 for Kasasa Eats and $5 for Kasasa Saver. When monthly qualifications are met, you will receive 3.00% cash back on debit card purchases  made at qualifying food delivery services or grocery stores that post and settle to the account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Eats debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Eats rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle if you open a linked Saver account.  If qualifications in Kasasa Eats are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Eats, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN.

⁵APY=Annual Percentage Yield. APYs accurate as of 09/01/2025.  Minimum to open is $5 for Kasasa Play and $5 for Kasasa Saver. When monthly qualifications are met, you will receive up to a total of $15 in refunds on qualifying digital streaming subscriptions per cycle back on debit card purchases  made through qualifying merchants that post and settle to the account during the monthly qualification cycle.  Domestic ATM fees incurred using Kasasa Play debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Play rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle if you open a linked Saver account.  If qualifications in Kasasa Play are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Play, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN.