Free Kasasa Saver®

Personal Banking  /  Savings Accounts  /  Free Kasasa Saver®

Make Saving Easy and Effortless

Free Kasasa Saver® connects to your free Kasasa Cash® or Kasasa Cash Back® checking to help you save automatically. Each month that you earn cash rewards in Kasasa Cash or Kasasa Cash Back, those earnings transfer into Kasasa Saver. Your Kasasa Saver also earns up to 0.75% APY!*


  • Linked to FREE Kasasa Cash® or Kasasa Cash Back® checking account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • No minimum balance to earn rewards
  • No monthly service fee
  • 0.75% APY* on balances up to $50,000
  • 0.75% to 0.42% APY on balances over $50,000 (depending on balance in account*)
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • $5 minimum deposit to open


  • FREE account that helps you save automatically
  • FREE direct deposit
  • FREE online banking
  • FREE telephone banking
  • FREE e-statements

It’s So Easy to Earn Rewards

Just complete a few banking basics that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, do the following in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Post and settle at least 12 debit card purchases
  • Be enrolled in and log into online banking at least once per month
  • Be enrolled in and receive e-statement notices

That’s it! Even if you don’t meet your qualifications in a month, your Kasasa® accounts are still FREE. Plus, you’ll still earn our base dividend rate on Kasasa Saver—and you can get right back to earning your full rewards the very next month.

* “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards or interest earned in Kasasa Cash will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back or Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Cash Back or Kasasa Cash, all balances in the Kasasa Saver earn 0.05% APY. Annual Percentage Yield (APY) stated above are accurate as of 07/01/2022. Rates may change after account is opened. Limit one account per SSN.