Free Kasasa Tunes® Checking

Personal Banking  /  Checking Accounts  /  Free Kasasa Tunes® Checking

Buy Your Favorite Music, Movies, Apps, and More—and Get Paid Back!

Free Kasasa Tunes® checking pays you $20 in refunds on iTunes®,®, and Google Play® purchases just for signing up.§ After that, you can earn $6 every month in iTunes, Amazon, or Google Play refunds.§ You’ll even get your ATM fees refunded up to $20§—so you can make any ATM your ATM!


  • No minimum balance to earn rewards
  • No monthly service fee
  • $5 minimum deposit to open


  • FREE checking account that refunds your online purchases
  • Earn up to $6 every month in iTunes®,®, and/or Google Play® purchases§
  • $20 in iTunes, Amazon, or Google Play purchases at sign up§
  • Refunds on ATM fees, nationwide (up to $20 monthly)§
  • FREE VISA® debit card
  • FREE direct deposit
  • FREE online banking with Bill Pay
  • FREE e-statements
  • Unlimited check writing

It’s So Easy to Earn Rewards

Just complete a few banking basics that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, do the following in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Post and settle at least 12 debit card purchases
  • Be enrolled in and log into online banking at least once per month
  • Be enrolled in and receive e-statement notices

2023 Rewards* Qualification Cycles for Kasasa Checking Products

Month Start Date End Date Statement Date
January 12/29/2023 1/30/2024 1/31/2024
February 1/31/2024 2/28/2024 2/29/2024
March 2/29/2024 3/28/2024 3/31/2024
April 3/29/2024 4/29/2024 4/30/2024
May 04/30/2024 5/30/2024 5/31/2024
June 5/31/2024 6/27/2024 6/30/2024
July 6/28/2024 7/30/2024 7/31/2024
August 7/31/2024 8/29/2024 8/31/2024
September 8/30/2024 9/27/2024 9/30/2024
October 9/28/2024 10/30/2024 10/31/2024
November 10/31/2024 11/27/2024 11/30/2024
December 11/28/2024 12/30/2024 12/31/2024

*POS transactions must POST by the last day of the qualification cycle to be included in that month’s qualification grouping. Please note that some transactions may take up to 3 days from the transaction date to post to members’ accounts.

That’s really it. And even if you don’t meet your qualifications in a month, Kasasa Tunes is still free. Plus, you can get right back to earning your rewards the very next month.

The minimum to open this account is $5. When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will earn up to $6 in refunds of iTunes® and/or® purchases made during the prior qualification cycle. Purchases must be made with the debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during the Monthly Qualification Cycle. Transactions may take one or more banking days from date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. As a bonus to individuals who open and fund a new Kasasa Tunes account, the credit union will refund up to an aggregate total of $20.00 (which includes any applicable taxes) for any iTunes® or® purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 30 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes ®or® purchase threshold of $20.00 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Limit one account per SSN.