Free Kasasa Tunes® Checking

Personal Banking  /  Checking Accounts  /  Free Kasasa Tunes® Checking

Buy Your Favorite Music, Movies, Apps, and More—and Get Paid Back!

Free Kasasa Tunes® checking pays you $20 in refunds on iTunes®,®, and Google Play® purchases just for signing up.§ After that, you can earn $6 every month in iTunes, Amazon, or Google Play refunds.§ You’ll even get your ATM fees refunded up to $20§—so you can make any ATM your ATM!


  • No minimum balance to earn rewards
  • No monthly service fee
  • $5 minimum deposit to open


  • FREE checking account that refunds your online purchases
  • Earn up to $6 every month in iTunes®,®, and/or Google Play® purchases§
  • $20 in iTunes, Amazon, or Google Play purchases at sign up§
  • Refunds on ATM fees, nationwide (up to $20 monthly)§
  • FREE VISA® debit card
  • FREE direct deposit
  • FREE online banking with Bill Pay
  • FREE e-statements
  • Unlimited check writing

It’s So Easy to Earn Rewards

Just complete a few banking basics that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, do the following in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Post and settle at least 12 debit card purchases
  • Be enrolled in and log into online banking at least once per month
  • Be enrolled in and receive e-statement notices

2023 Rewards* Qualification Cycles for Kasasa Checking Products

Month Start Date End Date Statement Date
January 2023 12/30/2022 01/30/2023 01/31/2023
February 2023 01/31/2023 02/27/2023 02/28/2023
March 2023 02/28/2023 03/30/2023 03/31/2023
April 2023 03/31/2023 04/27/2023 04/30/2023
May 2023 04/28/2023 05/30/2023 05/31/2023
June 2023 05/31/2023 06/29/2023 06/30/2023
July 2023 06/30/2023 07/30/2023 07/31/2023
August 2023 07/31/2023 08/30/2023 08/31/2023
September 2023 08/31/2023 09/28/2023 09/30/2023
October 2023 09/29/2023 10/30/2023 10/31/2023
November 2023 10/31/2023 11/29/2023 11/30/2023
December 2023 11/30/2023 12/28/2023 12/31/2023

*POS transactions must POST by the last day of the qualification cycle to be included in that month’s qualification grouping. Please note that some transactions may take up to 3 days from the transaction date to post to members’ accounts.

That’s really it. And even if you don’t meet your qualifications in a month, Kasasa Tunes is still free. Plus, you can get right back to earning your rewards the very next month.

§The minimum to open account is $5. You will be refunded up to $20 for iTunes®,® and/or Google Play® purchases that post and settle to the account during the first 30 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $6 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Limit one account per SSN.

Deposit Insurance: Your money is fully insured at Homefield Credit Union. Deposits up to $250,000 are insured by NCUA and amounts above that by MSIC.
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