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Student Loans

Lending  /  Consumer Loans  / Student Loans

Experience the freedom that comes with saving on your student loans!

At Homefield Credit Union, we understand that pursuing higher education is a significant investment in your future. That’s why we are proud to offer two solutions for securing a New Student Loan or Refinancing your existing Student Loan.

Whether you’re just starting your educational journey or looking to alleviate the burden of existing debt, our team is here to guide you every step of the way. Take control of your financial future today by exploring the options below. Your brighter tomorrow starts here!

New Student Loans

Wherever you are in your higher education, get the money you need for school. Student loans from Homefield Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students:

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students. Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you:

Apply Now

Borrow responsibly.

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Homefield Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

©2025 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Refinance Your Student Loan

Homefield Credit Union is excited to announce our partnership with LendKey, providing Student Loan borrowers with an incredible opportunity to refinance their loans while also gaining access to valuable educational resources and user-friendly payment calculators. Whether you hold private or federal loans, as long as you possess at least an associate degree from an accredited institution, you’re eligible to take advantage of this program.

Explore, compare, and secure the optimal loan option tailored to your unique needs—all within just two minutes! Experience a seamless process with no impact on your credit score as you easily view multiple competitive offers. What’s even better is that LendKey will handle all aspects of your loan servicing on behalf of their lending partners, ensuring you work with the same dedicated customer service team from your initial application right through to final repayment. Take the next step towards smarter financial management by getting started today!

Check your Student Loan refinancing rate here:

Program Eligibility Requirements:

  • Must be a U.S. Citizen or Permanent Resident
  • “Minimum loan amount” – $5,000
  • “Maximum loan amount” – $125,000 for undergraduate degrees, $250,000 for graduate degrees and select medical degrees (MD, DO, DDM, DDS, VMD, DVM)
  • Must have graduated with at least an associate degree from one of our lenders’ eligible institutions
  • Minimum annual income: $36,000
  • Open to all U.S. states excluding: Rhode Island, West Virginia, Maine, Nevada, North Dakota