Lending / Consumer Loans / 60-Day No Pay Auto Loans
60-Day No Pay Auto Loans
Life doesn’t always line up perfectly with a new car purchase — and that’s okay.
At Homefield Credit Union, we’ve built our 60-Day No Payment Auto Loan** to give you a little more breathing room when it matters most. Whether you’re buying or refinancing, you can move forward with confidence today and ease into your first payment down the road.
A little flexibility upfront can make all the difference. Available for a limited time only through June 30th, 2026.
Who Qualifies?
- New vehicle purchases
- Refinances from another financial institution
- Loans closed by June 30, 2026
- Membership eligibility required
How the 60-Day No Payment Offer Works:
- Apply and get approved
- Close your loan by June 30, 2026
- Enjoy 60 days before your first payment is due
Interest will accrue during the 60-day period, but your first payment won’t be due right away.
Take Your Next Step
Disclosures: Program valid for dealership purchases only, no private party sales or lease buyout transfers. Must be primary vehicle. Exotic cars do not qualify. Eligible for personally registered and insured vehicles, no commercial vehicles. All other policy conditions relating to DTI, LTV, and credit will apply.
*Annual Percentage Rate (APR) is effective as of 5/01/26 and is subject to change. For 36, 48, 60, 72, and 84 month terms at 4.99% APR—the monthly payment per thousand would be $29.97, $23.02, $18.87, $16.10, and $14.13 respectively. APRs are based on applicant’s credit score, collateral value and overall relationship with Homefield Credit Union . Other terms/rates available. Rates and terms on commercial vehicles will differ. Restrictions may apply. Includes both purchases and refinances from another financial institution. Loan must close on or before 6/30/26 to qualify for the 60 day no payment promotion. Interest will continue to accrue on the loan during the deferment period.
**The 60 day deferred payment promotion is available on all new purchases and refinances of personal vehicles from other financial institutions. Loans must close on or before 6/30/26 to qualify for the 60 day deferred payment promotion. Interest will continue to accrue on the loan during the deferment period. All other underwriting and membership standards apply.
More Ways Homefield Credit Union Supports You
PROTECT YOUR VEHICLE INVESTMENT
Avoid the gap between what you owe and what your insurance covers—and get added support when it’s time to replace your vehicle.
A SIMPLER WAY
TO BUY A CAR
From budgeting to dealership visits, get expert guidance every step of the way with a dedicated auto advisor—at no cost to you.
BE READY FOR
THE UNEXPECTED
Stay protected from costly repairs with extended warranty coverage designed to keep you on the road and in control of your budget.