Personal Banking / Checking Accounts / Kasasa Eats™ Checking Account
Kasasa Eats™ Checking Account
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Groceries & Takeout That Pay You Back
Our free, mobile-friendly Kasasa Eats™ rewards checking account is designed with you in mind. When you meet simple monthly qualifications, you’ll earn cash back on groceries and food delivery—putting money back in your pocket for the things you already love.
No minimum balance. No mostly maintenance fees. Just rewards that work for your lifestyle.
Features
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Earn 3% cash back on eligible grocery store and food delivery purchases
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Earn up to $9 in refunds per cycle
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Free and mobile friendly
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$5 minimum deposit to open
Benefits
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FREE checking account that refunds your debit card purchases
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Refunds on ATM fees, nationwide (up to $20 monthly)
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FREE VISA® debit card
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FREE direct deposit
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FREE online banking with Bill Pay
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FREE e-statements
- Unlimited check writing
Market Basket, Market 32, Big Y, Goretti’s, Price Chopper
Albertson, Aldi, Brookshire’s, Cash Wise, Central Market, Coborn’s, Costco, Cub Goods, Dearborn Market, Dillons, Dollar General, Dollar Tree, $1.00 Store, Family Dollar, Family Fare, Food Lion, Food Pride, The Fresh Grocer, Fresh Thyme, Giant, Gourmet Garage, H‑E‑B, Hannaford, Harris Teeter, Hy‑Vee, Kroger, Meijer, Piggly Wiggly, Publix, Price Rite, Randalls, Safeway, Sam’s Club, Save A Lot, ShopRite, Sprouts, Stop & Shop, Target, Trader Joe’s, Smith’s, SpartanNash, Vons Grocery, Wal‑Mart, Wegmans, Whole Foods / 365, WinCo Foods
Uber Eats, DoorDash, Food Dudes, Grub Hub, Instacart, Postmates, Shipt, Favor
Qualifying Merchant & Service partners are subject to change without prior notification. Please visit www.kasasa.com/eats-partners for the most up to date list.
YOUR APPETITE JUST GOT MORE REWARDING
Complete a few banking basics that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, do the following in your Kasasa Eats account during each Monthly Qualification Cycle:
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Post and settle at least 12 debit card purchases
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Be enrolled in and log into online banking at least once per month
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Be enrolled in and receive e-statement notices
2025 Rewards* Qualification Cycles for Kasasa Checking Products
| Month | Start Date | End Date | Statement Date |
|---|---|---|---|
| January | 12/31/2024 | 1/30/2025 | 1/31/2025 |
| February | 1/31/2025 | 2/27/2025 | 2/28/2025 |
| March | 2/28/2025 | 3/30/2025 | 3/31/2025 |
| April | 3/31/2025 | 4/29/2025 | 4/30/2025 |
| May | 4/30/2025 | 5/29/2025 | 5/31/2025 |
| June | 5/30/2025 | 6/29/2025 | 6/30/2025 |
| July | 6/30/2025 | 7/30/2025 | 7/31/2025 |
| August | 7/31/2025 | 8/28/2025 | 8/31/2025 |
| September | 8/29/2025 | 9/29/2025 | 9/30/2025 |
| October | 9/30/2025 | 10/30/2025 | 10/31/2025 |
| November | 10/31/2025 | 11/27/2025 | 11/30/2025 |
| December | 11/28/2025 | 12/30/2025 | 12/31/2025 |
*POS transactions must POST by the last day of the qualification cycle to be included in that month’s qualification grouping. Please note that some transactions may take up to 3 days from the transaction date to post to members’ accounts.
It’s really that simple. Even if you miss the monthly qualifications, Kasasa Eats still won’t cost you a thing. And the best part? You’ll have another chance to start earning rewards again the very next month.
APY=Annual Percentage Yield. APYs accurate as of 09/01/2025. Minimum to open is $5 for Kasasa Eats and $5 for Kasasa Saver. When monthly qualifications are met, you will receive 3.00% cash back on debit card purchases made at qualifying food delivery services or grocery stores that post and settle to the account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Eats debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Eats rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle if you open a linked Saver account. If qualifications in Kasasa Eats are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $50,000, resulting in 0.75% – 0.42% APY depending on the balance. If qualifications are not met on Kasasa Eats, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN.