First Time Auto Buyer Program | Flexible Terms | Free Expert Guidance
YOUR FIRST CAR.
THE PERFECT PARTNERSHIP.
First Time Auto Buyer Program
Your first car purchase is a big deal, and at Homefield Credit Union, that milestone deserves more than just a loan — it deserves a team in your corner from the moment you apply through the life of your car. Our First Time Auto Buyer Program was built specifically for members like you, with flexible terms, real guidance, and benefits that go far beyond the financing.
Never done this before? You’re in the right place.
BENEFITS OF THE HOMEFIELD ADVANTAGE®
Auto Loan Calculator
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Disclosure: This calculator is the property of AccurateCalculators.com and is licensed for use on homefieldcu.com. It is provided as a self-help tool for your use. The results shown are based on information and assumptions provided by you regarding your goals and financial situation. Applicability or accuracy regarding your circumstances is not guaranteed. All default figures provided within calculator fields do not reflect actual loan terms available or apply to your situation. These are hypothetical for illustrative purposes and are not intended to purport actual user-defined parameters. Calculation results do not indicate whether you qualify or assume you could qualify for the loan, product, or service. The calculations provided should not be construed as financial, legal, or tax advice.
YOUR OWN CAR-BUYING ALLY
Navigating a dealership for the first time can feel overwhelming. That’s why Homefield members have access to our free Auto Advisors program — a dedicated representative who does the research for you and helps you understand your options when you’re ready to buy.
GAP Coverage — At a Price That Makes Sense
What happens if your car is totaled and your insurance payout doesn’t cover what you still owe? GAP coverage bridges that gap — and through Homefield, it typically costs significantly less than what a dealership will charge you for the same protection.
Extended Warranty Coverage
Unexpected repairs are one of the biggest financial stressors of car ownership. Homefield’s vehicle extended warranty coverage protects you from major out-of-pocket expenses — and at rates that beat the dealership add-on price.
Your auto loan is just the beginning.
Members enjoy access to competitive rates on everything from checking and savings accounts to mortgages and personal loans. Once you’re a member, the full advantages of credit union banking are yours.
Welcome Home.
You’ve made a great first decision. Let’s make it official.
Disclosures: Program valid for dealership purchases only, no private party sales or lease buyout transfers. Must be primary vehicle. Exotic cars do not qualify.
Eligible for personally registered and insured vehicles, no commercial vehicles. All other policy conditions relating to DTI, LTV, and credit will apply.