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Consumer Loan Rates
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Consumer Loan Rates
Home Equity Loans
Home Equity Line of Credit
Effective: Saturday, September 14, 2024
| Type | Amount | LTV<=80% | LTV max 100% | Int Only | Repayment |
| HELOC | $20k-$500k | Prime | N/A | 10 Yrs | 15 Yrs |
| 12 Month Intro | $10k-$500k | 5.49% for 12 months | N/A | 10 Yrs | 15 Yrs |
| Equity Plus | $10k-$250k | N/A | Prime (+) 3.25% | 5 Yrs | 15 Yrs |
Fixed Rate Home Equity
Effective: Saturday, September 14, 2024
| Type | Term | Rate | APR* | Estimated Payment per $1,000 |
|---|---|---|---|---|
| Minimum Loan Amount $10k Maximum Loan Amount $250k Max. LTV 80% |
5 | 6.250% | 6.250% | $TBD |
| 10 | 6.500% | 6.500% | $TBD | |
| 15 | 7.000% | 7.000% | $TBD |
TBD Disclaimer
*Disclaimer here…
Auto Loan Rates
Effective: Saturday, September 14, 2024
| Term | APR* As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 36 Months | 6.625% | $30.70 |
| 48 Months | 6.625% | $23.77 |
| 60 Months | 6.625% | $19.62 |
*Annual Percentage Rate (APR) is subject to change. APRs above are based on the applicant’s credit score, collateral value, and overall relationship with Homefield Credit Union. Other terms/rates available. Rates and terms on commercial vehicles will differ. Restrictions may apply.
Recreational Vehicle Loan Rates
Effective: Saturday, September 14, 2024
| Term | APR† As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 36 Months | 7.625% | $31.16 |
| 48 Months | 8.625% | $24.70 |
| 60 Months | 9.625% | $21.06 |
†Annual Percentage Rate (APR) is subject to change. APRs above are based on the applicant’s credit score, collateral value, assuming model years 2019–2024, and overall relationship with Homefield Credit Union. Other terms/rates available. Restrictions may apply. Contact us for rates applicable to model years older than 2016.
Unsecured Personal Loans
Effective: Saturday, September 14, 2024
| Term | APR‡ As Low As | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 36 Months | 10.990% | $32.73 |
| 48 Months | 10.990% | $25.84 |
| 60 Months | 10.990% | $21.73 |
‡Annual Percentage Rate (APR) is subject to change. APRs above are based on the applicant’s credit score, and overall relationship with Homefield Credit Union. Other terms/rates available. Minimum loan amount $3,000. Max loan amount $10,000 per borrower. Restrictions may apply.
Deposit Rates
IRA Statement Savings
Effective: Saturday, September 14, 2024
| APY§ | Rate§ | Min. Deposit |
|---|---|---|
| 0.250% | 0.250% | $25.00 |
| 0.350% | 0.350% | $25,000.00 |
| 0.450% | 0.450% | $50,000.00 |
§APY indicates Annual Percentage Yield. Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts. Please contact us for more information at 508-839-5493.
Premier Money Market
Effective: Saturday, September 14, 2024
| APY§ | Rate§ | Min. Deposit |
|---|---|---|
| 0.100% | 0.100% | $2,500.00 |
| 0.150% | 0.150% | $25,000.00 |
| 0.200% | 0.200% | $50,000.00 |
| 0.200% | 0.200% | $150,000.00 |
§APY indicates Annual Percentage Yield. Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts. Please contact us for more information at 508-839-5493.
Certificates of Deposit (CDs)
Effective: Saturday, September 14, 2024
| Term | APY§ | Rate§ | Min. Deposit |
|---|---|---|---|
| 3 Months | 0.100% | 0.100% | $1,000.00 |
| 6 Months | 0.200% | 0.200% | $1,000.00 |
| 9 Months Special | 4.350% | 4.265% | $1,000.00 |
| 12 Months | 0.250% | 0.250% | $1,000.00 |
| 18 Months | 0.350% | 0.350% | $1,000.00 |
| 24 Months | 0.350% | 0.350% | $1,000.00 |
| 36 Months | 0.450% | 0.450% | $1,000.00 |
| 48 Months | 0.550% | 0.550% | $1,000.00 |
| 60 Months | 0.850% | 0.850% | $1,000.00 |
§APY indicates Annual Percentage Yield. Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts. Please contact us for more information at 508-839-5493.
Regular Share Savings
Effective: Saturday, September 14, 2024
| APY|| | Rate|| | Min. Deposit |
|---|---|---|
| 0.050% | 0.050% | $5.00 |
||APY indicates Annual Percentage Yield. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts.
Club Accounts
Effective: Saturday, September 14, 2024
| APY|| | Rate|| | Min. Deposit |
|---|---|---|
| 0.010% | 0.010% | $5.00 |
||APY indicates Annual Percentage Yield. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts.