Rates

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Consumer Loan Rates

Auto Loan Rates

Effective: Thursday, December 8, 2022

Term APR* As Low As Monthly Payment Per $1,000 Borrowed
36 Months 2.490% $28.85
48 Months 2.490% $21.90
60 Months 2.490% $17.74

*Annual Percentage Rate (APR) is subject to change. APRs above are based on the applicant’s credit score, collateral value, and overall relationship with Homefield Credit Union and include a 0.50% discount for automatic payments from a Homefield Credit Union checking or savings account. Other terms/rates available. Rates and terms on commercial vehicles will differ. Restrictions may apply.

Recreational Vehicle Loan Rates

Effective: Thursday, December 8, 2022

Term APR As Low As Monthly Payment Per $1,000 Borrowed
36 Months 3.490% $29.29
48 Months 4.490% $22.79
60 Months 5.490% $19.09

Annual Percentage Rate (APR) is subject to change. APRs above are based on the applicant’s credit score, collateral value, assuming model years 2016 – 2022, overall relationship with Homefield Credit Union and include a 0.50% discount for automatic payments from a Homefield Credit Union checking or savings account. Other terms/rates available. Restrictions may apply. Contact us for rates applicable to model years older than 2016.

Unsecured Personal Loans

Effective: Thursday, December 8, 2022

Term APR As Low As Monthly Payment Per $1,000 Borrowed
36 Months 8.490% $31.56
48 Months 8.490% $24.64
60 Months 8.490% $20.51

Annual Percentage Rate (APR) is subject to change. APRs above are based on the applicant’s credit score, overall relationship with Homefield Credit Union and include a 0.50% discount for automatic payment from a Homefield Credit Union checking or savings account. Other terms/rates available. Minimum loan amount $3,000. Max loan amount $10,000 per borrower. Restrictions may apply.

Deposit Rates

IRA Statement Savings

Effective: Thursday, December 8, 2022

APY§ Rate§ Min. Deposit
0.250% 0.250% $25.00
0.350% 0.350% $25,000.00
0.450% 0.450% $50,000.00

§APY indicates Annual Percentage Yield. Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts. Please contact us for more information at 508-839-5493.

Premier Money Market

Effective: Thursday, December 8, 2022

APY§ Rate§ Min. Deposit
0.100% 0.100% $2,500.00
0.150% 0.150% $25,000.00
0.200% 0.200% $50,000.00
0.200% 0.200% $150,000.00

§APY indicates Annual Percentage Yield. Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts. Please contact us for more information at 508-839-5493.

Certificates of Deposit (CDs)

Effective: Thursday, December 8, 2022

Term APY§ Rate§ Min. Deposit
3 Months 0.100% 0.100% $1,000.00
6 Months 0.200% 0.200% $1,000.00
9 Months 0.250% 0.250% $1,000.00
12 Months 0.250% 0.250% $1,000.00
13 Months (Special)+ 2.500% 2.470% $10,000.00
18 Months 0.350% 0.350% $1,000.00
24 Months 0.350% 0.350% $1,000.00
36 Months 0.450% 0.450% $1,000.00
36 Months (Special)++ 2.850% 2.810% $20,000.00
48 Months 0.550% 0.550% $1,000.00
60 Months 0.850% 0.850% $1,000.00

§APY indicates Annual Percentage Yield. Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts. Please contact us for more information at 508-839-5493.

+APY (Annual Percentage Yield) for the 13 month special certificate is accurate as of 10/12/2022 and subject to change without notice. $10,000 minimum of new money to Homefield Credit Union to open and earn the stated APY. Other rates and terms available. Fees could reduce earnings on account. Early withdrawal penalties may be imposed.

++APY (Annual Percentage Yield) for the 36 month special certificate is accurate as of 10/12/2022 and subject to change without notice. $20,000 minimum of new money to Homefield Credit Union to open and earn the stated APY. Other rates and terms available. Fees could reduce earnings on account. Early withdrawal penalties may be imposed.

Regular Share Savings

Effective: Thursday, December 8, 2022

APY|| Rate|| Min. Deposit
0.050% 0.050% $5.00

||APY indicates Annual Percentage Yield. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts.

Club Accounts

Effective: Thursday, December 8, 2022

APY|| Rate|| Min. Deposit
0.010% 0.010% $5.00

||APY indicates Annual Percentage Yield. For variable rate accounts, the interest rate/APY may change after opening. Please refer to our Truth-in-Savings disclosure for details regarding the minimum balance required to earn interest on your accounts.

Mortgage & Home Equity Rates

Featured Rates

Effective: Thursday, December 8, 2022