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Kasasa Checking Accounts

Free Kasasa Cash® Checking

 

Kasasa Cash® is more than just free checking — it’s free checking that rewards you in ways that matter. With Kasasa Cash, you’ll earn high dividends and refunds on your ATM fees monthly!*

 

Connect Kasasa Cash to a free Kasasa Saver® account to start building your savings automatically. Now you can expect more from your free checking account!

 

Benefits

·         Free checking account that earns high dividends

·         2.25% APY* on balances up to $15,000

·         2.25% to 0.55% APY on balances over $15,000 depending on balance in account*

·         0.05% APY* if qualifications aren't met

·         Refunds on ATM fees, nationwide (up to $20 monthly)*

·         Can link to high-interest Kasasa Saver account

·         No minimum balance to earn rewards

·         No monthly service fee

·         Free VISA® Debit Card

·         Free Direct Deposit

·         Free Online Banking with Billpay

·         Free E-Statements

·         Unlimited check writing

·         $5 minimum deposit to open

 

It’s So Easy to Earn Rewards

Just do a few banking basics that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

 

·         Have at least 12 debit card purchases post and settle

·         Be enrolled and log into online banking at least once per month

·         Be enrolled and receive E-Statement notice

 

That’s it! Even if you don’t meet your qualifications in a month, you still have a free checking account. Plus, you’ll earn our base dividend rate. And you can get right back to earning your full rewards the following month!

Free Kasasa Cash Back® Checking

 

We literally pay you to bank here. Free Kasasa Cash Back® checking earns 2% cash back (up to $6)** on your everyday debit card purchases each month. You’ll also get refunds on your ATM fees, nationwide!**

 

All this for doing easy banking activities that you’re probably already doing. Connect Kasasa Cash Back to a free Kasasa Saver® to watch your savings grow with ease.

 

Benefits

·         Free checking account that pays you back

·         2% cash back on debit card purchases**

o   No category restrictions on purchases

o   Cash back earned on up to $300 in purchases monthly

o   Earn up to $6 cash back per month

·         Refunds on ATM fees, nationwide (up to $20 monthly)**

·         Link to Kasasa Saver to build savings automatically

·         No minimum balance to earn rewards

·         No monthly service fee

·         Free VISA® Debit Card

·         Free Direct Deposit

·         Free Online Banking with Billpay

·         Free E-Statements

·         Unlimited check writing

·         $5 minimum deposit to open

 

It’s So Easy to Earn Rewards

Just do a few banking basics that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

 

·         Have at least 12 debit card purchases post and settle

·         Be enrolled and log into online banking at least once per month

·         Be enrolled and receive E-Statement notice

 

Free Kasasa Tunes® Checking  

Buy your favorite music, movies, apps, and more — and get paid back! Free Kasasa Tunes® checking pays you $20 in refunds on iTunes®, Amazon.com®, and Google Play® purchases just for signing up.***

 

After that, you can earn $6 every month in iTunes, Amazon, or Google Play refunds.*** You’ll even get your ATM fees refunded up to $20*** — so you can make any ATM your ATM!

 

Benefits

 

·         Free checking account that refunds your online purchases

·         Earn up to $6 every month in iTunes®, Amazon.com®, and/or Google Play® purchases***

·         $20 in iTunes, Amazon, or Google Play purchases at sign up***

·         Refunds on ATM fees, nationwide (up to $20 monthly)***

·         No minimum balance to earn rewards

·         No monthly service fee

·         Free VISA® Debit Card

·         Free Direct Deposit

·         Free Online Banking with Billpay

·         Free E-Statements

·         Unlimited check writing

·         $5 minimum deposit to open

 

It’s So Easy to Earn Rewards

Just do simple banking stuff that you’re probably already doing (we call it “meeting your qualifications”). To earn your rewards, simply do the following activities and transactions in your Kasasa Tunes account each monthly qualification cycle:

 

·         Have at least 12 debit card purchases post and settle

·         Be enrolled and log into online banking at least once per month

·         Be enrolled and receive E-Statement notice

 

That’s really it. And even if you don’t meet your qualifications in a month, Kasasa Tunes is still free. Plus, you can get right back to earning your rewards the very next month.

 

*APY=Annual Percentage Yield. APYs accurate as of 3/1/2017. Rates may change after account is opened. Minimum to open is $5 for Kasasa Cash and $5 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.25%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 2.25% - 0.55% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $25,000, resulting in 0.50% - 0.31% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.

**APY=Annual Percentage Yield. APYs accurate as of 3/1/2017. Rates may change after account is opened. Minimum to open is $5 for Kasasa Cash Back and $5 for Kasasa Saver. When monthly qualifications are met, you will receive 2.0% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $25,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 0.50% - 0.31% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN.

***The minimum to open account is $5. You will be refunded up to $20 for iTunes®, Amazon.com® and/or Google Play® purchases that post and settle to the account during the first 30 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $6 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($.00 per single transaction) if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Limit one account per SSN.